Ye Zan is certainly modest. Both online payment and bank to bank transfer are the rest of the technology world. It''s not difficult to find these things in the database of singularity smart brain. What ye Zan did was to make some adjustments to singularity smart brain according to some special circumstances of the world.


    It''s not impossible for ye Zan to come up with such a set of things, but I''m afraid it will really turn his hair white. In the world of science and technology, almost everything, whether scientific and technological products or rules and regulations, is not thought up by someone. Maybe at the beginning, it was someone''s whim, but if you want to really improve it to practical use, you need a large number of talents to make up for it.


    In fact, ye Zan''s plan can be used directly. Even if there are problems, they are only minor problems. However, the bank is very important to tianbaozong. Even if ye Zan does not guarantee the perfection of this plan, tianbaozong will not take risks easily.


    For this, ye Zan had another idea, so he said to dobao Zhenjun, "Zhenjun, I have a two-way solution to the problem of online payment. I don''t know if Zhenjun is willing to listen?"


    The best of both worlds?


    Duobao Zhenjun has read the plan. In fact, he also knows that the plan is quite perfect, but many things can not be done without worry because you think there is no risk. Why do people always admire the first person to eat crabs? In the eyes of latecomers, crabs are delicious. What''s the big deal about eating crabs. However, before the first person to eat crabs appeared, even if it was recognized that crabs could not eat dead people, it was difficult for most people to take that first step.


    There is a saying called "not afraid of ten thousand, just in case". For the vast majority of people, no matter how safe a thing looks, even if there is one in ten thousand possible accidents, it is enough for people to give up trying. It''s not to say how timid people are. After all, people are individuals one by one. One accident in 10000 people is one in ten thousand. But for the person who had an accident, he may not be able to bear the cost of the accident at all.


    For tianbaozong, if there is any problem with the bank, it will not make tianbaozong bankrupt, but it will definitely hurt the muscles and bones. In such a competitive monastic world, others are constantly moving forward, and if you stop, you are falling behind, not to mention breaking your muscles and bones.


    However, adventure also means greater return, which is not the problem of tasting crab earlier than others. Ye Zan''s plan also details some prospects of online payment. Dobao Zhenjun is not sure whether others are picture cakes, but he can be sure that they will be helpful to the development of the bank.


    You know, in this Shenhua domain, tianbaozong is not the only bank, and even tianbaozong is not the largest. The real leader in this industry is the Fu Tao alliance led by Tianfu sect. Most of the Fu money comes from these Fu schools. Therefore, the banks of their Fu Tao alliance are like the central bank that can print their own bills.


    Of course, in fact, due to the particularity of the world, this "central bank" is definitely not as influential as the central bank in the world of science and technology. Otherwise, those monastic sects in this world may not tolerate the existence of Fu Tao alliance at all.


    In addition to the Fu Tao alliance, other sects also operate banks or bank related businesses more or less. After all, some large doors don''t trust to deposit their Lingshi Rune money in the banks of other families. At the same time, many banks are also unwilling to accept the deposits of those large-scale doors, so as to avoid the unreasonable situation of large-scale doors. The reason is that there is no existence that can override all sects and formulate a law that everyone dare not violate.


    If tianbaozong''s bank reforms according to Ye Zan''s plan and adds the function of online payment, even if it can''t replace the Bank of Fudao alliance to become the leader of the industry, its status will definitely be greatly improved. While the status is improved, it means that more deposits can be absorbed, the funds available for borrowing will also increase greatly, and the income will naturally rise.


    However, in Duobao Zhenjun''s view, this benefit and risk coexist. It is obviously undesirable to ignore risks for the sake of benefits. But no one is willing to give up such benefits because of risks. Therefore, how could Duobao Zhenjun not be interested when ye Zan said that there was a two-way solution.


    "Elder Ye really has a two-way plan?" Duobao Zhenjun asked Ye Zan curiously with some expectation.


    "That''s what I''m going to do. Nowadays, there are not many users who can communicate thousands of miles. Naturally, the demand for online payment will not be very high. Therefore, I''m going to provide yuqingzong with a fund to make a reserve for online payment. Banks around your Zong only need to provide me with some assistance and assistance in opening and transferring accounts according to some requirements in the plan It''s just convenient. "Yezan seems to say it quite easily.


    In fact, what ye Zan intends to do is just like the means used by those companies that first engaged in online payment in the early days of the ancient Chinese Internet era.


    Those companies that engage in online payment have no banking background at the beginning. In short, online payment is just a problem of account and transfer. It can be said that this is the existence of an intermediary nature. It is so simple that the buyer hands over the money to the intermediary, the intermediary transfers the money to the seller, and the seller sends the goods to the buyer.


    However, for such a transaction, anyone can do this intermediary, but if it has to be changed into tens of thousands or even millions of transactions, it can''t be done by anyone. If the bank doesn''t cooperate, let alone find any trouble, it just doesn''t give some special convenience, which is enough to kill the intermediary.


    For Duobao Zhenjun and Tianbao Zong, the meaning of Ye Zan''s words is: since you don''t want to take this risk, I Yuqing Zong can go and show you first.


    This is undoubtedly good for tianbaozong. It not only doesn''t have to take too much risk, but also can enjoy the promotion of online payment to the bank''s status. It is conceivable that when this online payment becomes popular, tianbaozong''s Bank may have many new customers to open accounts.


    Moreover, tianbaozong doesn''t have to worry about what will happen after yuqingzong becomes bigger. After all, the foundation of online payment still depends on tianbaozong''s Bank. Unless, at that time, yuqingzong also opened his own bank and spread the bank all over the market, it is inseparable from tianbaozong.


    As for Yu qingzong, it is certainly not impossible to cooperate with the Fu Tao alliance. However, at least in Duobao Zhenjun''s view, it is much more difficult to change partners after the development of online payment than to change partners at the beginning.


    However, in order to put an end to all possibilities, Duobao Zhenjun said after considering for a moment: "the risk of this matter can''t be borne by your family. It''s better to follow what elder ye said just now, but I Tianbao sect can also take out a batch of funds to join it. Even if there is a real risk, my two families can share it together without hurting our muscles and bones."


    In fact, in Ye Zan''s opinion, there is no risk. At most, no one pays online, and there will be no loss of money. However, ye Zan doesn''t want to change partners when he is half developed, so he doesn''t say anything about dobao Zhenjun''s proposal.


    Soon, ye Zan made a complete and detailed plan for the two companies to jointly establish an online payment business organization. In this plan, the concept and Prospect of online payment are described in detail, and some things that need the cooperation of the bank are also highlighted.


    Duobao Zhenjun looked at the new plan and read it again. In this way, there is no great change to the bank. Naturally, the bank will not have any risk. It can be called a perfect policy. In particular, what makes Duobao Zhenjun excited is that this online payment will involve not only Shenhua news, but also various platforms such as online live broadcast, forum and chat, and even connect with the virtual divine world.


    "Well, that''s the best. I''ll go back to the sect and gather the people to discuss this matter. Elder ye will listen to the good news." Duobao Zhenjun put away the plan and couldn''t wait to get up and say goodbye to Ye Zan.


    Ye Zan couldn''t help laughing and said, "Zhenjun, wait a minute. Isn''t Zhenjun coming just for this matter?"


    Hearing Ye Zan''s reminder, Duobao Zhen woke up and said in some embarrassment, "elder Ye laughed. I came to get thousands of miles of inspiration, but I didn''t expect to be forgotten by elder Ye''s plan."


    "Zhenjun, wait a minute. A new batch of thousands of miles of inspiration has been prepared for the next morning, so I''ll get it for Zhenjun." Ye Zan said and offered the jade ball. With a light shining on the ground, big boxes appeared in the light.


    "Alas, elder ye, I''ll say one more word. These thousands of miles of inspiration can''t even meet the scheduled orders. Elder ye still needs to think of more ways." looking at the big boxes on the ground, Duobao Zhenjun said helplessly.


    "Zhenjun, it''s not that I refuse to share the refining method with your sect. It''s really the refining of thousands of miles of spirit, which is far from being comparable to thousands of miles of sound. In particular, the most core component is refined from the spirit split from the monarch level soul beads. Under the condition of ensuring that the monarch level soul beads do not fall off the grade, I''ve been The Sutra is to split the soul to the maximum, "Ye Zan said without concealment.


    In fact, even if ye Zan doesn''t say it, tianbaozong can also study how to refine the parts of the thousands of miles of inspiration. It can even be said that if Tianbao sect really wants to find a master of refining utensils, it may not be able to refine the same spirit for thousands of miles. However, the refining speed must not be compared with Ye Zan, and it can only refine "bare metal", in which there is not even the most basic algorithm.


    You know, smart devices and smart chips in the world of science and technology are not only made of materials, but also write applicable algorithms to make them truly "smart chips". Otherwise, the manufactured things can only be regarded as the same goods. Even if they are installed in intelligent devices, they can''t play any role at all.


    Of course, dobao Zhenjun knew Ye Zan''s words were true, so he could only shake his head, wave his hand, put away the boxes on the ground, and then said: "Anyway, elder ye should think more about it. After all, I think that online payment should be used by more people. The key point is to make more people use it."


    In this regard, dobao Zhenjun is right. No matter how convenient online payment is, it can only be shown by using more people. Moreover, many application platforms on Qianli Chuang need enough users to show the attraction of those applications. For example, if there are only two friends on the chat application, who will be willing to stay on it all day. There is also the forum. If you post a post on it and no one replies for ten days and a half months, who will be happy to soak in the forum.


    "Don''t worry, Zhenjun. I''m more anxious than Zhenjun in this regard." Ye Zan said with a smile.


    "I''ll leave first," said dobao Zhenjun.


    After sending off dobao Zhenjun, ye Zan is not idle, but comes to the jade ball space. In the jade ball space, there is an area that makes thousands of miles of inspiration. A large number of machines are running continuously and slowly producing various components of thousands of miles of inspiration. However, in the center of the area, a machine extracting soul beads and spirits puts forward the speed of spirits, but it is far from keeping up with the production speed of those parts.


    Ye Zan went through those machines and came to the machine that extracted the soul of the soul bead. Looking at the soul bead that only produced a soul for a long time, he could only shake his head helplessly. However, as dobao Zhenjun said, the production problem of thousands of miles of inspiration really needs to be solved.


    Although, at the beginning, the purpose of launching Qianli vivid was to suppress the momentum of wuzhu sect. But he really pushed Qianli Chuanshen out. After such a sensation in Shenhua domain, ye Zan can''t let the heat fall. Thousands of miles of inspiration and online payment can be said to have been planned by Ye Zan for a long time. In fact, even if there is no wuzhu sect, it will be promoted in Shenhua domain sooner or later. Therefore, we should find a way to solve the problem of production capacity.


    "It seems that we are going to Tiandao mountain again." looking at the constantly rotating soul beads, ye Zan touched his chin and said.


    The soul bead in front of Ye Zan was obtained in the black prison of Tiandao mountain at the beginning, but he was only a general at the beginning, and later evolved into a monarch in the nether sea of the fairy palace small world. However, ye Zan can be sure that there must be real monarch level soul beads in the depths of the black prison of Tiandao mountain.