"I''m sorry, I''ll answer the phone!" the governor of the imperial central bank in ilian smiled apologetically, stood up, walked to his desk, picked up the phone and put it in his ear. He didn''t speak, but finished the whole conversation with "um" and "OK". When he put down the phone, he went to the small sofa group to sit down and handed a cigarette to Doolin.


    As a super large customer with tens of millions of deposits at the imperial central bank, James, the branch president of illian, really treated Turin as the Lord of the day. Every festival, he will arrange a sweet looking receptionist to send some gifts to Turin, or invite him to participate in the activities held by the bank.


    If the empire is regarded as a person, then banks are blood vessels everywhere in the human body, and the rich and the money in their pockets are blood.


    Du Lin came to the bank this time because he thought that there might be a large amount of cash in and out of the bank, so he had to communicate with James, the president of the branch here in advance. The imperial central bank has been implementing the margin system. Yili''an area is a developed area, between the first tier cities and the second tier cities. According to the classification of the central bank, it is a secondary bank. The cash and margin flowing in the bank must be equal to 50% of the total amount deposited by depositors in yili''an area on the settlement day, about 50 million, maybe more or less.


    The reason why it is not 100% is that the central bank has the ability and confidence to suppress those large depositors and persuade them to give up the idea of hurting each other''s feelings. Even if other "retail investors" add up, they can''t shake the margin of secondary banks. This system has been implemented for hundreds of years without problems, so it is still implementing this somewhat old-fashioned scheme.


    Of course, in order to face some possible problems, the imperial central bank has also formulated another set of rules, that is, the entry of large amounts must be communicated in advance. Whether saving or withdrawal, you must first say hello to the bank, especially withdrawal. Without advance notice, the bank has the right to refuse depositors to withdraw their deposits from the bank, even if the money does not belong to the bank.


    When James heard that Dooling might make a big move recently, he complained a little. If the money does not return in the end, his year-end performance will not be very good, because he has "lost" tens of millions of cash to the bank. Yes, it''s a loss, not anything else. The money deposited by depositors in the bank is not put in the bank as they say, but is used by the bank for investment or loan. Suddenly, 10 million will be withdrawn, which means that a project with about 10 million funds in a certain place and a certain period of time will be put on hold temporarily. Therefore, the bank will lose a predictable "profit".


    Since there is a loss, someone must be responsible for it, and the person in charge is James.


    "May I ask where you want to spend the money?" James asked his secretary to cut two apples and cut them into pieces. He pushed the fruit tray close to Dooling, and his smile squeezed out wrinkles.


    If the money would flow into the imperial central bank in other regions, his responsibility would be lighter. At most, it would be a verbal criticism. He needs to find out the situation.


    Du Lin had nothing to hide. He said directly, "I''m going to increase investment in cinema construction. I think you should have heard the recent news.", Du Lin looked conceited and chuckled, "my contact with the George family seems to be going smoothly. In order to strive for more interests, so..."


    James has heard that trust enterprises in any field are the most respected customers of the imperial central bank. If Dulin can really do this, the head office is likely to upgrade Dulin''s customer level authority to the highest. The customer''s rating is not disclosed to the public. Only some people inside the bank know that if Dulin''s customer rating can be raised to the highest, it means that he can take tens of millions of loans from the bank without any collateral in the future.


    The smile on James''s face was more sunny. He even asked very attentively, "do you need a loan? For an excellent customer like you, we will provide a large amount of low interest loan. I think it will help you build meritorious deeds in the ''battlefield''."


    Du Lin shook his head. He took a toothpick and put an apple petal into his mouth. "I''ll tell you when I don''t think it''s enough." he patted his trouser legs, stood up and took his round hat from the hanger. "Well, I should leave, too."


    "I''ll see you off!"


    James stood at the door of the bank and respectfully watched Dooling''s car disappear into the street. He showed his teeth, took a breath, raised his wristwatch and looked at the time. Instead of going back to the bank''s office, he drove directly to a slightly remote barbecue shop in the third district. This is a barbecue shop called demary calf tendon, which is a little famous. Local people who like to eat beef know this shop.


    In fact, the main reception object of this store has never been any rich people. In addition, beef tendon is not the most suitable part for barbecue, so their reception object is the middle and low productive class. Perhaps the owner of this store, like many other owners, had thought about their products and mainstream consumers before opening the store, but there were always some unexpected accidents in the process of operation. For example, roast beef tendon was inexplicably popular in Yilian.


    In order to cater to the market, the owner of de Mali calf tendon expanded the store and built the second floor to entertain distinguished guests.


    In a compartment on the second floor, James found Juan.


    Juan is fiddling with the beef on the plate. There are many tendons on these beef tendons. People don''t like this kind of food originally, not to mention these tendons are more difficult to chew after barbecue. If this kind of thing is put in the South or North, it is definitely something for the poor to eat, but most people like to eat in illian.


    "This damn weather!" James, who just got out of the car, couldn''t stand the muggy environment in the room. He touched the wall. It wasn''t as cold as he thought. He couldn''t help complaining, "next time you have to change a place. It''s only suitable for winter."


    Juan smiled and said nothing. He pointed to the opposite chair and asked James to sit down. They soon put their energy into the hot tendon. These beef can only be eaten when it is hot. If it is a little cooler, it tastes like biting a tire. The two fought for a long time before they wiped out six pounds of beef tendon. They drank a mouthful of flower tea and the whole person became satisfied.


    James and Juan are old acquaintances and have no sense of strangeness and distance. James asked while picking his teeth, "I have eaten and drunk tea. Now can I know what you want to tell me when you called me here?"


    Juan did not cover up and said directly, "I want a loan!"


    "Loan?" James stopped his little moves. He looked at Juan in surprise and asked if he was ill. Juan still has about four million dollars in the bank. He still wants a loan? This means that what he needs is not three or five million or one or two million, but more.


    To be honest, if someone wants a loan and the amount is huge, James should be happy. For example, he took the initiative to talk to Turin about it, but Juan said he was not so happy about the loan because they have been friends for many years and he knows the risks.


    Once Juan is overdue for even one second, the ownership of all his collateral will be transferred, which means that he sold his property to the bank at a relatively low price. For customers like Juan, the bank will give him 80% of the price of the collateral. In fact, this 80% will be reduced by a part, only 75% at most, or almost 72%. This is the bank''s rule.


    Generally, banks will not set a maximum price of more than 92 yuan for things worth 100 yuan, and then calculate 80% of the price, that is, more than 73 yuan. But if Juan wants to redeem these properties, he must pay at least 90 to 100 yuan, or even he can''t get them back in the end. Many people are difficult to redeem their own things after making huge loans. Not all investment projects can be realized quickly under the rolling of huge interest.


    This is a big bet. Use your family property to bet on a future!


    Thinking of this, James shook his head and said with a smile, "I give others a loan, others don''t want it, but the people I don''t want to push take the initiative to find me... Well, how much do you want?"


    Juan keenly captured the meaning of what James said. He knew that the push loan James said was definitely not a small loan of hundreds or thousands. What could be compared with him was definitely an equally amazing number. He couldn''t help asking, "who are you talking about?"


    James hesitated for a moment and decided to disclose it to Juan, because it had something to do with Juan, "it''s Turin. He was communicating with me about the withdrawal when you called. I tried to sell him the loan business, but he refused."


    "Can I know how much money he will take this time?"


    James shook his head. "I tell you it''s against the bank''s regulations, so..." he shrugged. "It''s an amazing number anyway."


    Juan fell into silence. Of course, he knew why Du Lin suddenly took out all his savings, because the George family let go. It is said that someone will come to discuss cooperation with them soon and investigate the cinemas they own. There will be no fool in this world. You say you have more than 100 cinemas, so people should believe it? The more important things are, the stricter the review in all aspects will be.


    Just like this discussion on cooperation, it has been a week since Dooling put forward this idea before they made a decision, which is enough to show that these people are cautious about this matter.


    Thinking of this, Juan held his breath in his chest and whispered, "how much do you think my bar and workshop can be worth?"