Taylor glanced at belito. The smoky conference room was full of bad smoke. "Increase the margin of the insurance industry to ensure that there is enough money to pay the insured when necessary. I must let you know that I don''t mean to embarrass any of you. This is an imperative prerequisite!" Taylor was much stronger than Phyllis, He knows better how to establish an industry standard and access system, and knows the benefits of doing so.
He is more like a standard professional manager with only work in his mind. He climbs up from the bottom with his own ability and advantages bit by bit. For him, every work is a battle. If he fails, he may lose everything, which makes him have to go all out. And Phyllis shareholders, not at all.
Belito also nodded. Taylor just gave him a strong hint that he knew he should stand up at this time. His perception of Taylor is polarized. He likes Taylor''s professionalism at work and doesn''t like his strong aggression. The former can quickly put everything here on the right track and quickly set up the insurance business into operation. The latter means that his opponent has changed from a fool who can''t even hold a sword to a master with a sword.
No one likes the difficulty of customs clearance, except those masochists. Obviously, belito is not a masochist.
"I agree with Mr. Taylor very much. Before that, Mr. roel''s insurance fraud has reminded us that if there is no strong guarantee fund, the insurance company may be on the verge of bankruptcy because of the insurance fraud of someone or an organization. Gentlemen, the purpose of sitting here to discuss these things is not to find a way to break ourselves Production is to earn more money, so we must be prepared to resist risks. "
"You have proved yourself in business. I don''t think I need to repeat some words. Everyone should understand them very well. Risks and opportunities coexist. The greater the income, the greater the risk we bear!"
"As an emerging industry, if a company is forced to go bankrupt because it cannot pay the insured''s insurance claims, it will bring huge risks and negative impact to the whole industry. People will directly link the insurance business with fraud. Mr. Taylor''s purpose of increasing the margin is not to embarrass you, not to let you leave, but to Protect our mutual interests. Let''s change our thinking. If you are still engaged in insurance business, but we go bankrupt for this reason and involve you, I''m afraid you are also very unhappy. "
Taylor nodded and took the topic from belito, "Yes, Mr. belito is very correct. Only when the anti risk ability of the whole industry is sufficient can we bring us a stable, sustainable and rapid development huge market. And I think the deposit I put forward is very reasonable. We can learn from the data of Mr. mennon''s three guarantees policy that at least 30% of the insured amount is required Gold can get through the early stage. "
The two people who met for the first time cooperated very well. They wanted to expel "bad money" in their hearts The idea of going out has been considered for these people. Of course, it is undeniable that what they said is also a part of the facts. According to the data of the three guarantees policy left by mennong at present, 10 million is enough to support the normal operation of the insurance company''s business. They even have more ways to reduce the margin by half and continue to operate the insurance business.
But the problem is that it is impossible to do everything according to people''s best ideas. What if there is another mining accident? Now those who go to the mine have bought insurance. A mining accident may affect 300 to 500 people, and millions of claims will be paid at one time. What if there is a natural disaster? For example, an earthquake In case of an earthquake, there will never be only one or two, three or five, maybe more than a dozen or even dozens of mining areas in the whole western region. How can we settle the claim without sufficient deposit at that time?
In addition, there are many unforeseen but absolutely very likely things that require insurance companies to have sufficient capital to fight against disasters. Taylor''s request to increase the margin is not only responsible for himself, but also for the insured.
After a series of words, several other people in the conference room fell into silence. If they could put out a deposit of 50 million, they would not sit here. There are various physical industries in the south that are more suitable for them and have bright prospects for investment. The reason why they compete with the two major banks and Dooling to rush to buy those contracts is, in the final analysis, a kind of speculation. Now they invest The machine is half successful, but the other half is not so easy to mention.
"I have an idea for you to consider!" after waiting for about three or five minutes, Taylor broke the calm in the conference room with a smile, "Two ideas. The first idea is that the imperial central bank purchases the existing contracts in your hands in cash. We can talk about the price in detail, and we will operate with the greatest sincerity. The other idea is to replace the equity of our established Yaoxing imperial insurance company after valuing the contracts in your hands, so that your things are still in your hands, but You don''t have to worry about the $50 million deposit. "
"Please believe us, our sincerity is sufficient!"
Belito frowned. He had never met Taylor before, but he knew Taylor. Within the imperial central bank, Taylor''s reputation is not very good. It is a very mild statement to say that he is ruthless and unreasonable. His start has something to do with the last internal resource reorganization and elimination of the central bank. He has made many people lose their jobs and go away. Some people have even worked for the imperial central bank for more than 30 years, and they are about to retire in a year or two, He also found some reasons to kick out.
He is a cold-blooded executioner and butcher, cruelly depriving many people of hope. However, everything is positive and negative. The board of Governors of the central bank likes Taylor''s ruthlessness very much. He saved a lot of money for the central bank and simplified some complex things. People thought he would eventually be kicked out for various reasons. Unexpectedly, the board of Governors recruited him as a partner, even the worst one, but it was also a partner.
This is a cruel man.
Before the meeting, Taylor and belito had a telephone contact. Taylor took the initiative to call belito and said something to be said at the meeting. Both sides communicated first. Most things are done according to what they said when they were ventilated, but the last one is a little different.
Taylor''s statement at that time was to try to force these retail investors to unite to form a company, then turn multiple parties into three parties, and then the three parties cross held shares according to the company''s margin and market value. The southern commercial bank and the imperial central bank obviously have a thicker board, so they can get more shares in the third company with minimal pay. They are cooperating with each other to achieve the purpose of directly controlling the third company. In this way, the whole insurance industry is equivalent to only two of them and a puppet company.
This idea is very interesting and has high enforceability. Belito thought it over and over again and gave Taylor a positive answer. But I didn''t expect that sitting at the conference table, Taylor actually played Yin, bypassed him and directly wanted to swallow these people into his stomach!
Belito can guess the thoughts of these people. As Taylor said, they didn''t lose anything at all. Instead, they gained a more stable backing and a larger market.
It may be very free to be a small factory director with a market value of 100000 yuan, but everyone is more willing to be a small shareholder of an enterprise with a market value of 10 million yuan, even if it has only 1% of the shares. Even if it is transposition thinking, belito himself is a little moved. Anyway, these contracts are the results of their speculation. They only pay money and earn countless times more than money. They will definitely be satisfied.
But things must not go on like this. Just when the speculators began to show hesitation and thinking, Taylor lowered his head to tidy up his hair and picked up the corners of his mouth slightly, belito punched Taylor''s back heart from behind.
"Gentlemen, actually, I have another way for you to choose." belito immediately felt Taylor''s eyes staring at himself. He smiled, nodded and said, "Our southern commercial bank can provide you with a 50 million loan, which is interest free for one year and low for one year. The annual interest rate will not exceed 15% in two years. If you can''t repay the loan at that time, you can discount the insurance company you are running."
"Gentlemen, we also have full sincerity, and it has more advantages for you."
Belito noticed that Taylor''s eyes were still focused on himself. He smiled and met Taylor''s eyes without fear. After looking at each other for a moment, they moved away one after another. On the surface, they seemed to maintain the demeanor of a gentleman. In fact, they had already sprayed each other''s blood.
Taylor knew that he underestimated belitto, as well as his courage and courage. Similarly, as a partner of the largest central bank of the Empire, even he dared not say that he would lend 50 million to these people, but belitto dared. Not only did he dare, but he also said it, which broke Taylor''s small plan. Even if he gave more favorable terms than belitto at this time, these people would not Choose him, because just now, just a few minutes ago, he planned to swallow these people and chew nothing left. Now, no matter how many times his terms are more favorable than belito''s terms, these "tiger out of danger" people will not choose him.
Sure enough, after more than ten minutes, these people made a decision.