as the New Year begins, let us also start a new life.


    After the new year''s Day holiday, Qin Feng began to visit major banks the next day with his business plan.


    You can''t go to a local bank for this. It''s no use looking for it. Qin Feng can only find the head office.


    Fortunately, all the head offices are in Beijing. Moreover, Qin Feng is more or less a celebrity.


    Therefore, it is easier to see the president of a bank with the title of "the first line of the universe".


    "Qin Feng, what do you want me to call you? Professor Qin, President Qin, Mr. Qin, or classmate Qin." President Shen asked with a smile.


    "Mr. Qin!" Qin Feng smiled.


    This different name also represents the different identity of this visit.


    "I don''t know president Qin. What''s the care of coming here this time?" President Shen asked curiously.


    If you want a loan, Qin Feng doesn''t need to come to him. He is not responsible for such a thing. This can be solved by local banks. It''s easy for Qin Feng to ask for money. After all, as long as Qin Feng has a project, coupled with his current fame and social status, it is still easy to borrow money.


    Of course, this man is also dangerous. In the cusp of the storm.


    President Shen naturally knows this.


    Qin Feng wisely donated it on the cable modem. But it also offended a group of people. Between the two groups, each has a mountain.


    It had nothing to do with Qin Feng. However, Qin Feng happens to have something that both sides need. If he gives it to either side, he will offend the other side. Without giving, both sides offend.


    If Qin Feng hadn''t quit as soon as possible, and he was indeed famous enough, the youngest piano master, plus the status bonus of super top scorer, as well as private enterprise car investors.


    In addition, the hope school built by Qin Feng, who has been doing charity, has been praised by the society.


    If it hadn''t been for these auras, Qin Feng would have been finished.


    He came to himself. What''s the matter?


    "President Shen, as you know, the domestic network is developing rapidly, and the future is the era of the Internet!" Qin Feng said.


    President Shen nodded.


    "The biggest advantage of the Internet is to save labor costs and be far away. In terms of banks, have you ever thought about opening Internet services? " Qin Feng asked.


    "President Qin, please explain in detail!" President Shen''s eyes lit up slightly.


    He naturally considered this point. Just how to do it, whether there are risks, and whether there will be hacking events, etc. are always considered by the bank.


    For computers, especially the Internet, banks are very cautious at present. This requires multiple arguments before decisions and judgments can be made.


    "With the Internet, you can not go to the bank counter to check accounts, and you can query personal bank information at home. Not only that, but also online bank transfer. That''s more convenient! This greatly saves time for consumers, and can also save a lot of human and material resources for banks. And more efficient! " Qin Feng said.


    "This is indeed a convenience. But what about security? How do individuals ensure the security of their accounts? " President Shen asked with concern.


    This has always been considered by banks. If consumers'' money is easily transferred away, it will be a riot. Although the bank has many terms that can be exempted from liability, it will be troublesome if many customers'' money is transferred.


    "It''s simple. Directly connect to the computer with a key card similar to a physical lock. When transferring money, you must connect to the physical key card to confirm. That''s no problem! " Qin Feng smiled, "in this way, consumers'' online transfer and account query will not have any problems."


    President Shen was thoughtful.


    "This physical key card is like an electronic shield to defend criminals. Moreover, each electronic shield has a unique serial number, which is bound to the ID card. Then there will be no problem. Physical key card, plus personal login password and payment password. If it''s going to be stolen, I can only say that this man must have been kidnapped. Otherwise, it can''t be stolen! " Qin Feng said.


    Shen Xing smiled.


    "It''s really feasible. Well, Mr. Qin, you''re not here just to lobby our bank to open an electronic account! " President Shen asked curiously.


    "Of course! I hope that your bank can open e-banking as soon as possible to facilitate consumers'' e-shopping. Because our company is going to launch online shopping service. " Qin Feng said, "and this needs the support of the bank!"


    President Shen nodded.


    "E-shopping, that sounds interesting. But our bank needs time to implement it. Moreover, I think this is still not the reason why President Qin, such a man of the moment, will come to me to find me! " President Shen is still full of curiosity.


    He can do his position. Naturally, he is not an ordinary person. Just these two points, in fact, Qin Feng doesn''t have to come in person at all. He casually asked the client to submit a project application within the bank.


    It''s too easy for Qin Feng to find such people. In particular, this is what banks want to do. The bank will also attach importance to this project application. It doesn''t need Qin Feng to come at all.


    So that''s still not the point.


    "Online shopping requires a capital guarantor. Our company can afford it, but just our company can''t reassure all consumers. Therefore, I hope major banks will join us. " Qin Feng said.


    "Fund guarantor?" President Shen frowned slightly. This kind of thing can''t be agreed casually. It matters a lot.


    "This is a business plan of our third-party trading platform. President Shen can have a look! " Qin Feng handed the project he prepared to President Shen.


    President Shen took it and read it carefully.


    The business plan is very simple. It only roughly describes the architecture and future of this third-party payment platform.


    As for the detailed operation, I didn''t say. Obviously, Qin Feng has reservations. But just what was described above surprised president Shen.


    Because Qin Feng described a guarantee platform that may include trillions of funds in the future. These funds are completely interest free for a week or half a month.


    With such a huge capital flow and complete interest free, we can imagine how many interests there are.


    Then, Qin Feng is willing to give up his equity. And it is free to give up equity, as long as major banks endorse it.


    In other words, this third-party trading platform is guaranteed by major banks and Qin Feng for online shopping consumers at the same time. Once there is any problem with the funds, they will make compensation.


    In fact, according to the business plan, the funds are in this platform, and the funds can never disappear.


    That is, they can earn such a large amount of free interest for about 7-15 days out of thin air.


    That is, one capital and ten thousand profits.