A day later, Yokogawa United Bank.


    After one day''s actual combat test, Li Yao was very satisfied with the performance of Xuangu battle armor. Next, he refined a special type of "matchless suit" according to his own tactical characteristics and the characteristics of Xuangu battle armor.


    Even if there is no matchless suit, under the blessing of black wing sword, Li Yao is confident to fight with Yuan Ying''s strong enemy!


    Take back Xuangu battle armor, his purpose to cross wind star domain is only one thing - borrow money!


    When the strength reaches his level, the resources consumed in cultivation every day are beyond ordinary people''s imagination.


    Yaoshi group is in a stage of rapid development, and the capital chain is very tight. Moreover, although he is the chairman of the board of directors of Yaoshi group, he can''t take the money of the group for his own cultivation in accounting. After all, he has to be responsible for other shareholders.


    Listing is undoubtedly the best way to raise funds.


    With the current scale and future prospects of Yaoshi group, it is easy to go public.


    But Lee is not prepared to do so.


    Once listed, the equity will be more dispersed, they may not be able to keep the absolute holding position.


    What''s more, after listing, the financial report and business situation of the group should be disclosed on a regular basis, as well as numerous audits and inspections.


    Spark is Lee''s biggest card and consumes a lot of resources of Yaoshi group. This big hole in the accounts can be found by professionals as soon as they examine it.


    Lee did not want the spark to be exposed to the world, at least not now.


    He didn''t want to go public, but he wanted to raise a lot of money in the short term for his own cultivation. When Lee was having a headache, Yokogawa star United Bank, which had cooperated with him for a long time, offered a very attractive proposal.


    "President Zhao, I''ve been in the starry sky for a short time. Although I''ve heard of such things as" Xiuzhen coupons "before, I didn''t know them in detail. I''d like to ask president Zhao to help me solve my doubts."


    Li Yao said with a smile.


    There were only four people sitting in the small meeting room. On his side, there was Wu Ma Zhengyang. On the other side, there was a red faced, big bellied middle-aged man. There was also a tall, thin, plain dressed old man who looked very tall but had a cold look.


    Zhao Hongguang, a fat middle-aged man, is the vice president of the United Bank of Yokogawa and is in charge of credit business.


    Although he is not good-looking, he is a management type cultivator whose accomplishments have reached the jiedan stage. At the beginning of Yaoshi group, Wu Ma Zhengyang had contact with him and spoke highly of him.


    As for this seemingly aloof old man, Zhao Hongguang introduced him as "Tianji old man", the leader of Tianji gate and the chairman of Tianji evaluation company.


    Li Yao does not know what this "Tianji evaluation company" actually does.


    "The full name of Xiuzhen coupon is Xiuzhen mutual aid coupon. In fact, it''s very simple. As soon as I say it, President Sha will understand."


    Zhao Hongguang said with a smile, "Chairman Sha, you can understand it as listing you."


    Li Yaowei frowned and said, "we Yaoshi group have no plan to go public as a whole at present."


    Zhao Hongguang expression unchanged, light way: "sand president listen to fork, I am not talking about Yaoshi group listed, but you, you this person, Tieyuan six first warrior sand scorpion, will you listed."


    "Well?"


    Li yaoyang raised his eyebrows and looked at each other suspiciously.


    Zhao Hongguang didn''t have much contact with Li Yao before. He didn''t know the depth of the Tieyuan star''s visitors. He explained in the most straightforward language: "the most important way to cultivate the truth is to have a law partner in the land of wealth. The order of the latter three has been changing, but no matter how it changes," wealth "always comes first."


    "Money can exorcise ghosts, and money can channel spirits. This has been the case since the age of ancient cultivation 40000 years ago. The daily resources consumed by practitioners are hundreds or thousands of times that of ordinary people, not to mention that before breaking through the barrier, for example, from gas refining to foundation building, from foundation building to jiedan, or from jiedan to Yuanying, they need to reserve vast resources to cope with consumption."


    "The problem is, no matter how powerful the practitioners are, they don''t have the ability to turn stone into gold. What''s more, if they practice all day, how can they make money?"


    "Therefore, the ancient practitioners, no matter good or evil, all wanted to control a large number of mortals, or create a clever name, or cheat, or extort money from mortals."


    "Decent practitioners will also maintain the most basic order, use the shape of immortals, colorful means, and incredible powers to hoodwink ordinary people, and become" immortals "and" masters ", so that ordinary people can offer a lot of money with their hands."


    "Evil and heresy, not to mention, in order to obtain resources, we can do anything to destroy human nature."


    "If the good and the evil meet, or even if the two practitioners of the right path meet, as long as there is no one around, the wealth of one of them will be revealed, and it is also common to kill people and seize treasures."


    "That''s why the world of ancient cultivation 40000 years ago was so chaotic and lawless."


    "Today, after 40000 years of civilization, we can no longer use such simple and crude methods to squeeze ordinary people and collect resources."


    "What''s more, if you have studied some basic principles of economics, you should know that the efficiency of obtaining resources is very low, whether it is the system similar to feudalism adopted by the orthodox practitioners, or the method similar to slavery adopted by the heretics."


    After a pause, Zhao Hongguang seemed to feel a twinkling of impatience in Li Yao''s eyes, and immediately turned to the topic, "instead of seizing, it''s better to lure it for profit and win-win situation."


    "Under this guiding ideology, we in the flying star world appeared the" Xiuzhen certificate "thousands of years ago."


    "For example, in the age of Guxiu, if a strong man of gold elixir was on a whim and knew that he had a chance to condense Yuanying, he wanted to collect a lot of resources, but he was short of money, what should he do?"


    "If you don''t have the support of the clan and the family, you can only kill people and plunder ordinary people?"


    "It''s different now."


    "Now, this golden elixir can issue his own" Xiuzhen coupon "with a face value of 100 yuan. He has agreed with the buyer that he can get a dividend of 10 yuan every year for several years. If Ning Ying succeeds, he will return 130 yuan of principal or even more."


    "Do you think that if a golden elixir really breaks through and ascends to the realm of Yuanying, his contacts, status and influence will expand rapidly. Are you afraid that he will not be able to return the money?"


    "This is the rudiment of Xiuzhen coupons."


    "It''s a win-win situation for both practitioners and ordinary people."


    "By issuing cultivation certificates, practitioners can quickly raise a large amount of cultivation funds. Once they succeed in cultivation, ordinary people who subscribe for cultivation certificates can also get high returns."


    Li Yao understood, then thought about it and thought it was wrong: "wait a minute, what if this practitioner, Ning Ying fails? Even go crazy and die suddenly on the spot, so the investors who subscribe for Xiuzhen coupons are not chicken flying eggs? "


    With a smile, Zhao Hongguang said: "don''t worry, this situation only appeared at the beginning of the birth of Xiuzhen securities. After thousands of years of development, the regulations on Xiuzhen securities are very mature. They are no longer pure bonds, but become financial products like stocks and futures."


    "First of all, if a practitioner wants to issue his own cultivation voucher to raise cultivation funds, he needs to go through a qualified evaluation company to evaluate in advance."


    "In the whole flying star industry, there are only 11 evaluation companies with such qualifications, all of which have a long history and accumulated thousands of years of reputation."


    Li Yao glanced at the old man next to him.


    Tianji old man is watching him with great interest, his eyes are like two shining crystal eyes, and he does not hide his almost rude look.


    Li Yao finally knows why the person in charge of Tianji evaluation company is here.


    "Second."


    Zhao Hongguang continued, "one or several powerful sects, groups and financial institutions are needed to endorse the practitioner. If the practitioner raises a large amount of money and does not use it for cultivation, but indulges in drinking, eating and even acting recklessly, these sects, organizations and consortia will bear joint and several liabilities."


    "President Sha''s words, I believe that we Yokogawa Xingyu United Bank, Yaoshi group and tieyuanxing are willing to endorse for you."


    "Third, there are many professional insurance companies in the flying star world to provide insurance for the certificate. As long as investors are willing to spend a small sum of money, the insurance company will cover most of the losses even if the practitioner fails in jiedan and Ningying, or even goes crazy and dies on the spot."


    "Fourth, there will always be some fixed assets and real estate in the name of a practitioner. Even if he really dies suddenly, these heritages can be taken out to compensate investors."


    "With a lot of protection, Xiuzhen coupons have developed rapidly. Up to now, Xiuzhen coupons have developed into a big investment market similar to stocks. Many famous Xiuzhen people will issue their own Xiuzhen coupons."


    "Come on, this is Xiuzhen coupon trading platform. Let''s feel it."


    Zhao Hongguang from the micro crystal brain, inspired a light screen, light screen on a red and green names and numbers, followed by up or down arrows, followed by a small percentage.


    At first glance, it is very similar to the stock trading platform.


    It''s just that at the front, it''s not the names of a certain sect or company, but the names of people.


    There is also a small window in the upper left corner. An old man, wearing a seven star Taoist robe, shakes his head and makes a serious comment


    "The day before yesterday, Zhang Ao, the elder of the seven Xuanzong sect, used a sword technique that he had never seen before in the fight with the star robbers. According to the source, before that, Zhang Ao had been studying and improving the" seven xuanpo Ming sword ", which is very likely to achieve initial success."


    "Affected by this good news, as soon as the market opened today, the price of elder Zhang Ao''s Xiuzhen coupon soared all the way. So far, it has risen by 3.3%."


    "If this good news is realized, the price of elder Zhang Ao''s Xiuzhen coupon is expected to rise by at least 10%."


    "Red Star Yu sanxiu yuan Ziping began to prepare to break through the middle stage of jiedan half a year ago, but unfortunately, yesterday yuan Ziping''s official spokesman held a press conference to announce that Yuan Ziping''s shock was a failure."


    "His spokesman also pointed out that although jiedan failed, Yuan Ziping was absolutely not infatuated and seriously injured. He just consumed too much energy and needed to recuperate for two months."


    "The rumor that Yuan Ziping failed to break through, became obsessed with the devil, and his strength fell back to the foundation building period is pure nonsense. Yuan Ziping reserves the right to investigate all legal responsibilities from the rumor makers."


    "Despite this, Yuan Ziping''s Xiuzhen coupon price has plummeted all the way. During the press conference alone, it has dropped by 4.6%, becoming the Xiuzhen coupon with the biggest one-day drop in the past three months, except for those who fell."