Wei Hao looked at the line repeatedly with a little excitement.
That''s right.
The meaning of the text is that you can borrow Yayuan to buy these industrial equipment. Thinking of this, Wei Hao finally feels that the Bank of Myanmar has begun to play a really powerful role as a bank, which is to provide financing channels.
The Bank of Myanmar has been established for less than a week.
It''s just over half, two days away.
The overall business is only deposit, withdrawal, credit card, transfer and currency exchange, which is quite simple and crude. None of the other financial services has been started, time deposit has not been implemented, and foreign loans are of no shadow.
Now, the economy in the territory is becoming more and more active, and the businessmen have more and more strong demand for funds. Without formal financing channels, there is even a private lending market. The interest rate is not high. The monthly interest rate is about 1.5%, and the annual interest rate is only 18%, which is quite low. It can be said that it is the lending price of cabbage, but it''s not that they don''t like it If you want to increase the interest rate, it''s because no matter how high the interest rate is, the members of the public security team will come to arrest people.
This is also the reasonable private lending interest rate Tang Qing wanted to maintain before. He didn''t open a bank before, so he could only stabilize private lending. He didn''t dare to think about the monthly interest rate of 1%. Other people have no system, so he doesn''t care how much he earns, so he set it at the upper limit of 1.5%.
Catch people when they''re tall.
As for the personal loan business of banks, it will take a while. On the one hand, banks still need time to establish credit files. On the other hand, there are not many large items to spend money in the territory. There are no commercial houses, cars or mobile phones There''s no signal. There''s no electricity.
"Business" is really a little small.
It will take at least a month for luxury goods to appear.
Corporate loans.
This is the main purpose of the conference.
It is to complete the loan task of 10 billion yuan.
In fact, all the enterprises under the Bank of Myanmar can complete this task. After all, they are all heavy industry and high-tech equipment, which are valuable. But now all the factories have not been built, so we can''t buy them all at once and put them aside. If they are damaged, it''s nobody''s fault.
Another way is to make loans and deposit them in the bank. However, this method has been rejected by the system. Any loans that are not urgently needed by the enterprise and are for business purposes will not be included in the effective loans.
So Tang Qing had to think of something else.
That is to expand the economic scale of the territory, carry out the layout of the whole industry, and let everyone borrow money. In this way, this task can be completed soon. Not only that, but also more jobs can be created, which is conducive to the completion of another task of absorbing deposits.
Loans, which can be made by individuals or enterprises, can be made by accountants.
But the deposit is different. It must be the savings deposit of the residents to be counted. Because of the large liquidity of the enterprise capital, it is not counted.
This is a bit of a pit.
It''s a wonderful statistical way.
Tang Qing has no way out except Tucao, and can only make complaints about the development of the economy, earn more money, raise per capita income and expand the scale of the economy.
He has a sense of playing the construction game.
I don''t understand why a bank operator is so complicated.
"Zero leader, can we borrow money to buy these devices?" Wei Hao stood up and asked.
Zero slowly said: "yes, you can borrow money to buy these devices without interest for three years. After that, you can calculate the simple interest rate by 6% every year, up to 10 years. If you choose to borrow money, these devices will become the shares of your registered company. First, they will be held and supervised by the Bank of Myanmar. You must provide financial data every month. When you make enough money, you can buy them in accordance with the law The loans owed shall be redeemed, and the banking industry shall enjoy share dividends before the loans are paid off. "
The simple interest rate of 6% is a million yuan equipment. After three years, it will return 60000 yuan more every year, which is a wonderful way. The reason why Tang Qing didn''t choose compound interest is that when these equipment were sold to them, they already charged a lot of "transfer fee". For example, when the market price of the equipment was 10 million yuan, the price in the mall was just over 3 million yuan The price for these businessmen is more than six million yuan.
It''s doubled.
Everybody makes money.
Even the higher the technology content of some equipment, the more the price difference, the more you earn.
Therefore, the symbolic point of interest is that because of this, there will be no interest in the first three years.
There is no doubt about Wei Hao.
Other people were also very surprised. They thought that they would have to borrow money to make ends meet this time. But they didn''t expect that the Bank of Myanmar directly solved their own problems. As for those conditions, they quite agreed. They just didn''t know whether the price of the equipment was fair. However, when the territory was developing rapidly, there were restrictions on competition from the license plate, so the price was not too unacceptable.
The merchant''s eyes were green.Zero continued: "well, now we can start voting. In order to improve efficiency, each of you can choose three industries in each round. If you have only one candidate, you will automatically get the business license. If you have two candidates, if you have strong regional characteristics, such as brick factory, transportation is inconvenient, and a town will have one brick factory, then you can have multiple choices, but If you exceed the upper limit, you will draw lots. After the completion of the first round, count and disclose the remaining items, and you will continue to vote. "
Wen Yan.
The following businessmen began to choose the industry they wanted to do with pen and paper. A few hundred choose three, the probability is low, one by one thinking hard, some want ten, but there is no way, only three can choose, finally can only choose two.
Ten minutes later.
They hand over the notes with tangled faces. The opportunity cost of this vote is so great that they are distressed.
Collect the tickets and the soldiers count them.
Announce the results.
Some people are happy, some people are sad, and some people almost cry.
The first round.
Wei Hao and others draw lots and win the qualification of plastic factory.
The other two votes were lost.
Second round.
Wei Hao won the license of a brick factory by drawing lots, but it was not the two towns under construction, but the one on Caisu''s site. He danced happily.
Next.
The third round.
It was not until the fourth round that the businessmen of the "private enterprises" in the whole hall chose the right industry. As for the "state-owned enterprises", they kept silent.
"Well, your choices have been counted. Tomorrow, I will go to the commerce and industry department with my ID card and bank card to register a company, rent a contact site, recruit personnel, buy land for the construction of the factory, etc. as for the design of the factory and the installation of equipment, someone will discuss with you. Now I''ll announce one more thing. In the future, the Bank of Myanmar will open its business of enterprise loans. Thank you You can use your corporate credit to borrow money from the Bank of Myanmar for your usual business activities. " Zero said slowly.
In the early stage, these bosses are likely to be short of money. They need money to sell land, rent a house and recruit people. It is estimated that many loan tasks will be completed in the next few days. Tang Qing is even thinking about whether to implement the pay first system in the territory, so that more loans can be made. However, it''s a bit annoying to think about it. As soon as you enter the company, you will be paid a month''s salary immediately. How can there be such a system in the world It''s a good thing, so I still didn''t pass the "brain pumping" scheme.
Next.
Zero also announced various policies to encourage industry and Commerce in the territory one by one.
Now listen to more and more excited.
Business tax free for three years.
Export tax rebate.
Land preference.
Operating loans.
Industrial support policies.
All right.
In the end, zero even announced a major news, that is, in the future, the territory will launch four insurance systems in one month, including pension, medical care, work-related injury and childbirth. All employees of enterprises must pay the compulsory insurance.
There is no unemployment insurance and provident fund, because as long as there is strength in the territory, there will be no shortage of work. Moreover, there is no shadow of commercial housing. In the short term, there will even be a welfare housing distribution system, so it is not included.
The bosses didn''t say anything after listening. The "master" of this piece of land said something. Listen to me, I dare not say a word more. Besides, it doesn''t add up to much.
This is an internal meeting of the territory. They are all local businessmen. Next time, they will invite outsiders who are optimistic about the economy here. I''m not afraid that they won''t have to, because at that time, the supply of mobile phones will start. I believe many people will focus on this "high-end" industrial strength.
At that time, Tang Qing will come up with more investment projects. If the conditions are right, he can trade technology and equipment for the market. At that time, the whole territory will be on the right track.
It''s also when the Bank of Myanmar starts to make a difference.
After the meeting.
The merchants went back happily.
The reason why we are confident in these projects is that the license system, which is equivalent to local protection, plus zero perfect industrial planning, will certainly not make the enterprise unable to make money.
As for where the equipment comes from, it''s not something they should consider.
At the same time.
Wangsa also knows the business policy and structure of the territory.
I was puzzled.
Zero didn''t ask him to buy these equipment. How did he open this factory? Is it the equipment provided by Myanmar? But there is no news at all.
Forget it.
Wait.
In fact, Wangsa doesn''t want to take over this business either, because the equipment is too extensive and troublesome. It''s not bad if Myanmar undertakes it.
Wonsa prayed that zero would not look for him.
But what he didn''t expect was that zero would never come to him. Most of the equipment that Wangsa can sell are of no technical content. Some of them are still obsolete. How can they compare with the latest industrial equipment in the mall.Who wants those rags in Wangsa.
PS: Chapter three, so much today, tired!!