"Dong Dong -"


    "please come in."


    "Count, financial adviser Robert long and lawyer James Cronin have arrived."


    As Arthur put the picture book and stone into the box, he said to Paul, the housekeeper standing at the door, "please let them in."


    "Yes, count." The housekeeper Paul nodded in response and turned away.


    Arthur put the picture book and stone in place, put the box aside, stood up, went to the front of the mirror, slightly tidied up his clothes, straightened the cap on his head, and went to the middle of the study, waiting for the arrival of the guests.


    Before long, the door was knocked again.


    "Come in, please."


    When the door was pushed open, Paul, the housekeeper, reached out and followed two middle-aged men with stiff suits and meticulously combed hair. Both of them managed their bodies successfully and had no stomachache. With a pair of glasses, it was James Cronin, a lawyer familiar to Arthur, and the other one, needless to say, was the asset manager of his Boleyn family Asked Robert Lang.


    "Good afternoon, mylord."


    "good afternoon, mylord."


    for their very gentlemanly greetings, Arthur also smiles back. To tell the truth, the British are really hypocritical. On the one hand, they repel the tired aristocracy, but when they really meet the aristocrats, they will maintain the etiquette and respect for the aristocrats, and even wish they would become members of the aristocrats.


    "Sit down, please. What can I do for you? Coffee or black tea? "


    Arthur, smiling calmly, sat them down and asked politely.


    "Black tea, thank you."


    "I''m black tea, too. Thank you."


    Arthur nodded with a smile and looked at Paul, the housekeeper. He said with a smile, "Paul, three cups of black tea."


    "Yes, the count and the two will wait a moment." Said Paul, the housekeeper, with a smile, and swaggered to the door.


    "Lord, this is part of the tuition refund from Castle School of Management... A check for fifteen thousand pounds. " Lawyer James Cronin took an envelope from his bag and handed it to Arthur with both hands, explaining with a smile on his face.


    "Ha ha, I knew that it was the most correct decision to leave it to you to deal with this matter. You will not let people down as expected." Arthur took the envelope, the corner of his mouth rose, and said with a happy smile.


    "Thank you for your compliment. This is what I should do." James Cronin responded with a smile.


    Arthur opened the envelope, drew out the check, looked at the number, and then put it back in the envelope. It was the first loss that the count had recovered. It was worth being happy.


    In the gap between the three people chatting, butler Paul took the waiter carrying black tea into the study. After pouring the black tea, the waiter left, and the housekeeper Paul stood beside Arthur as always.


    When they had a few drinks of black tea, Arthur took the lead to put the cup on the table, looked at his lawyer and adviser with a smile and said, "I''m inviting you here. There is one thing I need two people to help me with. "


    Robert Lang and James Cronin both put down their teacups, looked at each other and said," I''m always at your service. "


    Arthur nodded with a smile, but without going around, he said straight to the point: "I want to use the land of Boleyn manor to mortgage the bank..."


    Paul, the housekeeper who has been standing by Arthur''s side for a long time, has been prepared in his heart, but when he hears Arthur say it, he still has a helpless expression on his face. He can''t understand why Arthur has to take this step. The loan of tens of millions of pounds, the annual interest generated by the output value of the manor and the profits of newspapers and publishing houses are all a huge burden It''s too risky to go bankrupt.


    Similarly, Robert Lang, the consultant who knows the financial situation of the Bolin family, frowned. Since the old count Francis, he has provided services to the Bolin family for more than 15 years. Although there are some problems in the financial situation of the Bolin family due to the inheritance tax problem, as long as the income is increased and the expenditure is reduced for two years, and the economic environment is improved, The Boling family''s financial situation will return to balance, and there is no need to take such a big risk to borrow from the bank.


    "Lord, in fact, the financial situation of the Bolin family is still good. It is a good grade. There is no need to borrow money from the bank. If you are worried about the debt problem of the southern daily echo, I have a solution here. You can smooth out the debt without any loss."


    For Robert Lang''s advice, Arthur did not show displeasure. After all, the other side was also out of good intentions. He had to say that the person left by his cheap father was very good in character and ability. Moreover, he was also interested in what the other side said could easily erase the debt.


    "Oh? What can I do? "


    "In the first two months, the government has just revised some provisions of the bankruptcy law, and the conditions for bankruptcy are more relaxed. Enterprises or individuals can complete the whole bankruptcy procedure and discharge their debts smoothly in one year at least.


    As long as we let the Southern Daily Echo go into bankruptcy protection, we can go through the procedure within 12 months, and then wipe out all debts easily. This method has been implemented by many business representatives or individuals from other European countries, which is completely feasible. "Make complaints about Arthur''s mouth corners, heart tucking, and TM''s shameless? Thinking about it, he turned his eyes to James, a lawyer.


    "It does work, and our bankruptcy conditions are particularly relaxed compared to other European countries such as Germany, Austria, France and Iceland. Take Germany and Iceland as an example. Due to the imperfection of German bankruptcy laws, ordinary enterprises or individuals need to wait six to nine years to discharge their debts after declaring bankruptcy, while Icelandic bankrupt enterprises or individuals have to wait for an average of 12 years.


    We can go through the process in December and get rid of bankruptcy restrictions and debt difficulties. " James nodded and explained to Arthur.


    Well, it can be so shameless! Sure enough, the old capitalist countries will play......


    If it wasn''t for making money and investing with money, maybe he would have used this method to pit the bank and smooth out the debts. However, this method can''t work now, because he can''t bear the burden of bankruptcy. He needs to borrow money from the bank and borrow tens of millions of pounds!


    "Well, it''s a good idea, but it''s a pity Arthur shook his head and laughed. His eyes were firm and he looked at Robert Lang seriously. He continued: "I still insist on mortgage of the land of the manor and loan from the bank. I need this money. I need it very much."


    Hearing Arthur''s firm and persistent attitude, Robert Lang frowned slightly and looked at Paul, the housekeeper standing by Arthur''s side. Paul nodded his head at him with helplessness on his face. Robert Lang was also helpless. There was no way. These assets belonged to Arthur Boleyn. He could deal with them as he wanted, but Robert looked at him There was a little more imperceptible indifference and contempt in Arthur''s eyes.


    "Lord, how much do you want to borrow?"


    "Of course, the more the better. I know that Boleyn manor has consulted the appraisal company before, and it is worth 40 million pounds. If possible, I hope it will be a loan of 40 million pounds." Arthur keenly felt the change of Robert Lang, but he did not care, but said indifferently.


    Robert Lang pulled his lips and shook his head. "It''s impossible. Banks will not make full loans according to the evaluation price. Moreover, in the current economic environment, you should also know that the major banks have already tightened their loan business. Even commercial land is falling. The land on the manor can not be used for commercial development, so the value will be discounted by the bank.


    However, because of the financial crisis, the central bank cut the benchmark interest rate to 0.5% in March this year to promote the increase in the number of mortgage loans. Accordingly, the mortgage interest rates of investors have remained at historical lows. The loan interest rate can generally be controlled between 2.8% and 3.5%. For local residents living in the UK for a long time, if their income and credit record are good, the mortgage rate can be as low as 0.99%. "


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