At more than four o''clock in the afternoon, Arthur with a smile and lawyers James and Robert Lang walked out of the London headquarters of Halifax Bank in the triangle block at the intersection of two streets.


    It has to be said that Halifax Bank of Scotland, the largest mortgage and savings provider in Britain, is more courageous than Santander bank. After learning that Arthur''s two novels have sold a good price and confirmed the contract, it immediately listed the young count as a VIP customer of Halifax Bank.


    It promised to reevaluate the loan business with the qualification of high-quality customers, that is to say, Arthur will be given more loans and lower loan interest rate.


    "Boss, the main thing is that they see your ability to repay." On the bus back to the hotel, financial adviser Robert Lang said with a smile.


    Arthur smiles and nods. In fact, it''s the same in the world. Banking is the most snobbish industry.


    Banks are understandably afraid of taking risks. However, from the perspective of the development history of banks, banks generally assume the role of icing on the cake. Only when enterprises really develop, bank funds will choose to intervene and rarely do something to help them in time of crisis.


    Of course, it can not be said that banks always do things like sending umbrellas on sunny days and collecting umbrellas on rainy days. The main reason is that due to the lack of monitoring means, banks are difficult to monitor the real operation of borrowers, so they are very cautious about the loan renewal of ordinary customers.


    People who have done bank credit know that banks can divide customers into several categories: VIP customers, high-quality customers and general customers. The specific classification methods of each bank will be different, and the relevant industries will also have priority support and restriction.


    At any time, banks are more inclined to support high-end customers in the approval system, like good collateral, good industries and good customers. They think that these customers have lower risk level and less overdue risk, so it is easier to approve.


    However, it is difficult for ordinary customers to obtain credit funds if they can not provide collateral which is easy to realize and maintain value.


    For high-quality customers, it is an important resource that every bank is striving for.


    As long as there is repayment ability, banks, including other financial institutions, dare to lend money. If a person has no repayment ability, who will borrow?


    Although the loan materials submitted by Arthur before, whether it is farm rent or EU agricultural subsidies, and the profits of publishers all show their own repayment ability, but after analysis, there are certain risks, so the bank does not dare to give Arthur too much capital.


    However, the two unpublished novels that sell at high prices have given the banks greater confidence. As we said before, in Europe and the United States, publishing a book is equivalent to printing money, and selling the copyright novels without publication undoubtedly indicates that the young earl writer has two money printing machines in his hand. This is not a high-quality customer. Who is a high-quality customer?


    "Robert, you can now tell Santander about the preferential treatment we got at Halifax Bank. I want to get this done as soon as possible, and I can''t wait any longer..."


    Arthur micro narrowed his eyes, his eyes twinkled with a light that was difficult to understand. He told Robert Lang that banks like to compete for high-quality customers. If they don''t give them some pressure, they still don''t know when to delay. If they miss the opportunity, he is Arthur Boleyn.


    "OK, boss, I know what to do." Robert Lang immediately understood the intention of the young boss. No wonder he didn''t mention Halifax when talking to the credit manager of Santander bank in the morning, but told the low interest rate of Santander bank in front of the credit manager of Halifax Bank.


    Now, in turn, it will inform Santander bank to let both sides know that there are competitors and maximize their own interests. The method is simple and effective. Robert Lang has a new understanding of his new young boss.


    Competition is the only way to have motivation.


    Returning to the hotel with a good mood, Arthur unexpectedly saw his fellow cheap sister Eddie Boleyn lying on the sofa with a coffee cup, staring at himself with strange eyes.


    "Cough, what kind of eyes are you looking at? Is there anything wrong with me? "


    Eddie Boleyn stares at a little bit of heart empty, is the other party aware of what? No, I didn''t show my feet... All sorts of suspicions flashed into his mind. Arthur raised his eyebrows and coughed awkwardly. He looked down at himself, looking at me as if I was something wrong.


    At this time, Amelia, who heard Arthur''s voice, came out of the bedroom. As soon as she wanted to say something, she saw Eddie Boleyn put down her coffee cup and stood up from the sofa. She reached out and stopped Amelia from saying, "don''t talk." He walked up to Arthur, tilted his head and looked at him with a strange expression.


    "What''s wrong with you? Nerves


    Arthur, who had been looked around for a while, was finally no longer patient. He rolled his eyes angrily. He reached out and pulled Eddie Boleyn aside. He went to the sofa and sat down. He turned around and asked Amelia, "how did you call her here?"


    Amelia shrugged helplessly. As soon as she was about to say something, she heard Eddie Boleyn say, "if it wasn''t for Amelia, I didn''t know you''d become a writer. God, it''s like a big jokeIt is as expected to make complaints about Eddie Boleyn''s words and the exaggerated expression of Tucao. Emily turned a blind eye and stretched out his hand to cover her half face. She knew that the brothers and sisters had to start again, and it was not surprising.


    "A joke? Well, whether it''s a joke or not, my two novels have sold at a high price. Tut, I really let you down Arthur heard his cheap sister''s ridicule. He didn''t understand what was going on there. The worries in his heart disappeared. Instead, he began to fight back at each other''s sarcasm.


    "Ha! At your level, you can''t force Tom to publish novels at his own expense?"


    Arthur looked at the proud face of his cheap sister, turned to amelia and asked, "it was a mistake for you to bring her back. This idiot, don''t you ever read newspapers


    Amelia opened her hands speechless and said, "I said it, but she didn''t believe it. She said, you can''t spell some words completely. Write a novel? It''s just a dream to sell copyright, saying that you are lying to me


    "Cough..." Arthur was almost killed by these vomit slots. He almost broke into the air. After a long cough, he looked at a pair. You see what I said is right. He is a liar. I was easily knocked down by the cheap sister. He shook his head and laughed. "Eddie, you don''t make complaints about it all day. You have time to read newspapers and read news on the Internet. What''s more, it will help you to increase your IQ."


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